Citizens Bank Commerical Real Estate Credit Analyst I in Vienna, Virginia
Have you been told you are a determined problem-solver and committed team player? Are you looking for a, collaborative environment that works as a team toward common goals? Do you have an understanding of financial analysis and modeling?
Then a role as a Commercial Real Estate Credit Analyst may be right for you.
As a Credit Analyst, you will conduct thorough research and analysis of market data, trends and other factors related to the financing that will be considered as part of credit decisions. Supporting a team of Portfolio Managers and Relationship Managers, you will work together to understand and apply credit policy and field questions related to financial analysis and interpreting financial statements. Successful Credit Analysts become well-positioned for a promising career in Commercial Credit and are equipped with an impressive, transferrable skillset applicable to a wide range of opportunities.
A Day in the Life of a Corporate Banking Credit Analyst
summaries of related industry and competitive environments, preliminary customer/prospect analysis including Sponsor analysis, and Borrower’s operating history and repayment capacity
·Identify situations that
may require policy exceptions and make recommendations that mitigate credit risks or remedy possible exceptions
Communicate internally as well as with customers directly on financial analysis or account management issues
Interact directly with Portfolio Managers and Relationship Managers and to answer questions related to financial reporting requirements, interpreting financial statements from other Credit Analysts and maintaining credit files.
·Participate in the
underwriting process and conduct accurate, well organized analysis of various commercial borrowers including financial statement and projection analysis along with preparing profitability, risk and facility rating models
What can we offer you?
·Formal training, strategies and tools to support your personal growth and the development of strong team relationships
·Performance-based career growth opportunities and the opportunity to become a future leader in the Commercial Credit space
·Collaborative workforce committed to supporting your ideas and feedback and accelerating your potential
·Team atmosphere of diverse, inclusive professionals committed to making an impact as an organization
·Opportunities to volunteer and give back to our local communities
Equivalent work experience or completion of formal credit training program and up to 2 years of applied financial analysis working with straight forward to moderately complex credits in a commercial banking environment may be considered as alternative to formal degree program completion
1-3 years of commercial banking experience which may include middle market, and/or specialty commercial banking, commercial banking administration, commercial banking operations, commercial credit/risk oversight, and commercial loan documentation/funding/servicing
Commercial Real Estate experience strongly preferred
Position requires basic internet search skills, developed knowledge of financial statement spreading and profitability modeling, effective verbal and written communications skills, ability to manage multiple priorities at once
Hours & Work Schedule
Hours per Week:40
Work Schedule: Monday - Friday
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.
Equal Employment Opportunity
It is the policy of Citizens Bank to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other category protected by federal, state and/or local laws.
Equal Employment and Opportunity Employer/Disabled/Veteran
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