Citizens Bank SBA Business Development Officer in Michigan
Citizens Bank is currently searching for an SBA Business Development Officer to join our Business Banking Team. As a SBA Business Development Officer, you will be responsible for sourcing, identifying, and closing new loan opportunities using the SBA 7(a) and 504 loan programs. Establishing and maintaining a proven network of referral sources from which one can generate a sufficient number of new opportunities to promote the origination of SBA loans in an assigned market will be a primary focus of the position. In addition, you will play a key role in building collaborative relationships with our internal partners across Business Banking, while delivering an exceptional customer experience designed to grow our SBA loan portfolio. Primary Responsibilities Include:Establishing and sustaining a referral network targeting business brokers, consultants, lawyers, accountants, and related professionals that results in sufficient lead generation to achieve or exceed sales goals. Developing and implementing a personal business plan and marketing strategy to aid in identifying areas of opportunity for new business penetration, and the creation of a solid contact base of current and potential referral sources.Working with internal partners to assist in structuring, presenting, and guiding lending opportunities through the application, underwriting, and closing process to ensure that all SBA requirements are met.Maintaining and applying a thorough understanding of bank credit policy and underwriting guidelines while working with Business Credit Services and operations to practice sound risk management and adherence to applicable regulatory requirements. Active participation in local SBA district events and functions within assigned geographic markets.
10 years of financial services industry experience.5 years in commercial lending with expertise in the use and application of the SBA 7(a) and 504 loan programs. Thorough knowledge and understanding of SBA Standard Operating Procedures (SOP), program eligibility, credit criteria and loan structure requirements.Proven track record of sales and outside calling skills.Local market knowledge and the ability to develop, retain and expand relationships with Centers of Influence.Professional organization, interpersonal and communication skills - both written and verbal.Proficient in MS Office applications and familiarity with the Saleforce CRM Platform.EducationBS Degree or Higher in Business, Finance, Economics, or related disciplines.Hours & Work ScheduleHours per Week: 40Work Schedule: Monday - Friday; 8:00 am - 5:00 pm*This role can office anywhere in the Citizens Bank footprint#LI-GB1
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.
Equal Employment Opportunity
It is the policy of Citizens Bank to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other category protected by federal, state and/or local laws.
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