Citizens Bank Appraisal Analyst I in Cincinnati, Ohio
Primary responsibilities include:Conduct reviews of appraisals and other valuation products, by approving or declining the reports. This will include Owner occupied or Tenant Occupied, Single Family, Condos and PUD units with a loan amount of $0- $500,000.Maintain daily and monthly goals set by Sr. Management. Report inconsistencies and irregularities on appraisals to the Collateral Investigation Unit. Communicate with Appraisal Vendors to obtain clarification and additional supporting explanations and/or data as deemed necessary. Analyzes the reasonableness of the appraisals to confirm reported value is supported for financing purposes while evaluating report completion methodology. Escalate any quality or service issues to Collateral Investigation Unit (CIU) or Sr. Management. Adheres to bank policies and procedures and complies with legal and regulatory requirements including appraisal industry’s concepts and practices. Perform other responsibilities as directed by the Team Leader or other Sr. Management
Required Skills/Experience: 2-4 years recent experience understanding Real Estate Appraisal Analysis as either a Processer or an Underwriter.Knowledge of real property terms, types of ownership in real estate, deeds, mortgages, etc. Ability to recognize deficiencies in appraisals and evaluation reports. Proficiency in Microsoft Word, Excel, Access, PowerPoint, and Outlook Good oral and written communications skills Can work effectively in a team environment but also a self-starter able to work independentlyEffectively manage multiple deadlines and projects. Good Analytical/Math skills Ability to work with a sense of urgencyFamiliar with secondary market collateral guidelinesEducation: Associate Degree preferred; concentration in Business, Real Estate, Finance or equivalent work experienceHours and Work ScheduleHours per Week: 40Work Schedule: 8:00am - 5:00pm, Monday - Friday
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.
Equal Employment Opportunity
It is the policy of Citizens Bank to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other category protected by federal, state and/or local laws.
Equal Employment and Opportunity Employer/Disabled/Veteran
Citizens Bank is a brand name of Citizens Bank, N.A. and each of its respective subsidiaries, and Citizens Bank of Pennsylvania.